1. Agreement to Terms By accessing ALPFI, you agree to be bound by these Terms and Conditions and all applicable laws and regulations in the United States. If you do not agree, you are prohibited from using this site.

2. Intellectual Property The content, logos, and educational materials regarding insurance and finance are the property of ALPFI. You may not reproduce or distribute this content without prior written consent.

3. Use License Permission is granted to temporarily view the materials for personal, non-commercial use only. This is the grant of a license, not a transfer of title.

4. Limitations of Liability In no event shall ALPFI or its suppliers be liable for any damages (including, without limitation, loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this website, even if notified of the possibility of such damage.

5. Accuracy of Materials The materials appearing on our website could include technical, typographical, or photographic errors. We do not warrant that any of the materials on its website are accurate, complete, or current.